b. high school diploma Borrowers choosing an adjustable-rate mortgage Sofia has saved $10,000. b. community colleges a. There are other special rules that employers and employees may use to value certain fringe benefits. $74,790.37 a. d. The career is shrinking and will provide fewer opportunities over time. location of the company They both receive capital to use for growth. d. Yuri must check his credit card balance. d. decreases annually. What are her motivations? Each paycheck is the exact same regardless of number of hours worked. What must Freya consider before using her debit card? $12,000, A password is 4 characters long and must consist of 3 letters and one number. $247.44 How much should Georgia pay in federal income tax this year? Which are common types of bonds that are currently issued? $3,739.52, Zoe filed for bankruptcy several years ago and now wants to take out a loan for $15,200. HUD We have 4 major types of employee benefits Medical insurance. Someone buys a new home with a mortgage from a bank. d. an investment bank, Lupe wants an account into which she can deposit her paychecks. Select three options. Which explains whether Fido is making a sensible decision? What is the difference in the finance charges for the two choices? a. If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $25.20 more than paying cash for the laptop. d. c. A mortgage is a legal agreement between a borrower and a $23,346.24 f. Will I be able to make the payments and avoid late fees? c. $200 She should check her own records to see if she made a mistake. f. Event planner: works with people to plan parties, weddings, fundraisers, or corporate events. Check all that apply. Co-signers were most likely college students themselves and understand what it is like to be a college student. Is she buying at the right time? The loan has a duration of 10 years and an interest rate of 6.1%, compounded monthly. d. They allow access to the money at any time without penalty. Which is considered a good credit practice? He also has a skateboard worth $95.Which are Brandon's assets? Checking accounts allow convenient ways to deposit or withdraw funds. the right to be heard and the right to redress Which statement best explains a grant? borrow too much money. a. Assume the person could have received the lower interest rate on the loan and saved all of the difference in the payments for the first 10 years of the loan. d. Review the pros and cons of the different available computers. Wait for the bank to call her. Why or why not? skimming $18,162.24. In a mortgage, the amount of money borrowed is called the (blank). a. job training after high school The issuer may not raise enough capital. b. expense She owns a car worth $12,000 and has $7,500 in car loans. She should use Facebook advice from friends since they know her best. b. $81.25 assets Companies know they can make more money by selling fewer products at higher prices. d. Find out the cost of living for the job locations, and compare them against the offered salaries. Most students aren't responsible enough to know much about any type of loans, so a co-signer is there to make sure everything is secure. a. Which of these is an advantage of checking accounts? d. b. Employers may offer a diverse range of other employee benefits including: unlimited holiday; paid or part-paid conference attendance; Christmas parties; concierge services; relaxation apps; free or subsidised staff canteens; and a nap room. On-the-job training takes two or more years. $31,616.16 d. comparing the cost of housing alternatives. $33.10 no interest rate. $350 per month for 2 years They are usually given a low interest rate. $85,000 Which statement explains whether Julio is correct? Visit the websites of all of the companies to learn more about them. III. d. A grant is the price of attending classes at a school. Which savings plan will help Yasmine save enough money to pay for one year of school, regardless of whether or not interest is earned on her savings? school, Sunday | 22 views, 2 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from Tucker Presbyterian Church: Sunday School Hour February 5, 2023 The Department of Labor has several programs designed to prevent work-related injuries and illnesses. c. She must check to see if any automatic payments are scheduled for her account. Keisha owns a house worth $275,000 with a mortgage of $195,000. Bankruptcy erases all of your debt. b. d. requires a signature for rent-to-own agreements a. where a property is located. Fringe Benefit Examples b. Jenika has the cashier run her debit card as a credit purchase, rather than debit, to avoid having to enter her PIN. Prices are controlled by the issuing company. Which describes the difference between simple and compound interest? B) It is enforced by the Center for Medicare and Medicaid Services. What is Compensation employees? Which of the following is not a true statement about filing bankruptcy? If Byron been able to save this money for the year and then put it into a savings account earning 2% simple interest, how much money could he have in savings after another year? Which would be the best action for Karina to take? Check all that apply. Reg's financing has an interest rate of 10.27%, compounded monthly, and a duration of three years. c. There are mileage restrictions on the car. IAS 19 was further amended in 1993 and renamed as IAS 19 Retirement Benefit Costs. e. proof of address, a. identification card to determine the customer's job title c. b. An investor makes money by being repaid for the principal. $6 True b. b. family court judge. must repay the loan in five to ten years. Kenya used a debit card to buy a pair of jeans. b. 4,500 Jenika has the cashier run her debit card as a credit purchase, rather than debit, to avoid having to enter her PIN. On-the-job training is usually paid for by the employer. Check all that apply. Which is the better choice, and what is the extra amount saved? Fringe benefits include cars and flights on aircraft that the employer provides, free or discounted commercial flights, vacations, discounts on property or services, memberships in country clubs or other social clubs, and tickets to entertainment or sporting events. II. 358,800,000 Round to the nearest dollar. a. She should research the cost of living of different locations to compare against the offered salaries. $10.00 employment and trust. c. Assets are traded. $200 per month for 4 years. She budgets for $1,000 in fixed expenses and $400 in variable expenses. b. insurance $3,035 c. money to start the account Research only the company offering the highest salary. c. down payment The point at which it is no longer advantageous to buy in bulk is known as marginal It creates a base for happiness and satisfaction of the workforce that limits the labor turnover and confers a stable organization. a. b. Fido's decision is sensible because the cost of the car loan should be less if his credit history improves. What is the first step in the decision-making process? d. Mr.Collins buys a table and sofa for $2,028.The table costs 30% of the price of the sofa. Which is a possible benefit of having a good credit history? How many 4-digit personal identification numbers are possible if the number cannot contain a zero? What is the price of the sofa. the right to safety and the right to be heard, the right to be heard and the right to redress, Say that a company has treated you unfairly or dishonestly. By the end of the month, Simon had no money left for groceries. d. If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $25.20 less than paying cash for the laptop. a. a. a retail bank a. $949.80 $477.27 The auditor provides services to employee benefit plans sponsored by governmental entities. Compound interest pays interest on the principal and the interest earned in each period. I and II are governmental; III and IV are not. b. the person's social security number d. a checking account. d. property taxes decrease as equity increases. The car had a list price of $22,499, and he was responsible for 7.96% sales tax, a $2,138 vehicle registration fee, and a $262 documentation fee. Which is an example of closed-end credit? What is Keisha's net worth? e. She should take the position that has the lowest cost of living. She should research the cost of living of different locations to compare against the offered salaries. d. Simple interest is paid on the principal and interest accrued, while compound interest is paid only on the principal. To help her decide, she will do some research. The 25% discount is better; it saves $12.50 more. b. c. If an employer wants the employee to work more hours in a week, the result is a larger paycheck. a. mailing a check 810,000 $4,547.02 e. proof of her address b. c. the total salary and value of insurance benefits for all the years worked a. b) Benefits are considered taxable income to the business. b. a. corporate tax. c. Fringe benefits are additional compensation provided to employees above and beyond an agreed-upon wage or salary. b. the total salary and retirement benefits for all the years worked c. It will be harder to secure a new loan at a low rate. Social security and medicare are b. a certificate of deposit Which statement about postsecondary education is true? subsidized Stafford loan Can I pay at least the minimum payment each month? $96.96 b. Round all dollar values to the nearest cent. Many people prefer a fixed-rate mortgage because it c. See if the job offers are fair by going online and finding average salary information for chemists. d. Shawna decides to set up automatic withdrawals to pay her bills because she does not want to have to remember to keep enough money in her checking account. He took out an unsubsidized Stafford loan worth $8,180 to help pay for his tuition. The statement about employee benefits is true will be: Most companies offer health insurance Health insurance is an insurance coverage that help to cover a person medical costs. 811,200, A 6 character computer password is made up of 4 numbers followed by 2 letters. She decides to use a credit card instead. How many different passwords are possible? a. How many different 4-digit personal identification numbers are possible if no digit can be used twice? $76.55, Which loan or loans listed below are awarded based on the financial need of the student? d. when a property was purchased. c. the economy. 702,000 b. b. a. a. Can I make payments on time and avoid late fees? II. b. Deposit d. money market account, Lupe is ready to open a checking account. Round all dollar values to the nearest cent. What is the name of this agreement? b. d. 10,000, How can thieves steal an identity? The U.S. Bureau of Labor Statistics has a website that can be of great help when researching careers. An adjustable-rate mortgage is one that c. entertainment phishing a. careful consideration of short-term goals b. recording the number of assets you currently own c. creating a budget to consider future income and spending d. learning more about different kinds of accounts to manage money e. learning about opportunity cost a. careful consideration of short-term goals Visit the websites of all of the companies to learn more about them. a. all current monthly expenditures payment history and total debt. are often forced to sell their homes after the first year. They both invest money to earn a profit. $384.00 c. Evaluate results. She loves working with people and volunteers in the local shelter and library on a regular basis, but she is not fond of flying. It's too much work to open a checking account. Tuition is federal money awarded to a student. a. private loans carry a higher interest rate than federal loans. All of the loans were subsidized. A) It is enforced by the Centers for Disease Control and Prevention. Check all that apply. 730,080 b. Commodities are traded. Federal grants can be awarded for various reasons, but scholarships are always based on a student's financial need. The face value of the policy is payable to the beneficiary upon the death of the insured. She must be sure there is at least $135 in her bank account for the purchase. It shows that the owner acknowledges the financial risks and is willing to pay every month to transfer the risk to an insurance company. e. Can I pay at least the minimum payment each month? I, II, and III, Olivia has taken out a $13,100 unsubsidized Stafford loan to pay for her college education. Which statement describes an hourly wage job? 1,000 $337.56 b. out-of-pocket medical expenses right to choose b. d. Fido's decision is not sensible because it does not matter if he buys the car now or in a few months. right to be heard It will be easier for him to get a loan to buy the house. a. c. improvements to a home

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